Seek refuge in Allah from kuffar and debt; Pay off debts on time; Strive for financial responsibility; Be mindful of one's obligations; Take precautions against evil forces/influences .

This hadith is narrated by Abu Sa'eed, who reported that he heard the Prophet Muhammad (SAW) say, "I seek refuge with Allah from Kufr and debt." When a man asked if the Prophet was equating debt with Kufr, he replied in the affirmative. This hadith teaches us that we should take refuge in Allah from both debt and disbelief. It also shows us how important it is to be mindful of our financial obligations as they can lead to disbelief if not taken seriously. We should strive to pay off our debts on time so as not to incur any negative consequences. Additionally, this hadith reminds us of the importance of seeking refuge in Allah for protection against all forms of evil.