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Riyad as-Salihin 1369 (Book 11, Hadith 85) #37858
Forgiving Debts as an Act of Mercy

SUMMARY: The Prophet Muhammad (peace be upon him) encourages us to show mercy and kindness to those in need by forgiving their debts.

Abu Qatadah (May Allah be pleased with him) reported: The Messenger of Allah said, "He who likes Allah to deliver him from the calamities of the Day of Resurrection, let him either give respite to a debtor or grant him remission (of loans) in straitened circumstances". Muslim.
وعن أبي قتادة رضي الله عنه قال‏:‏ سمعت رسول الله يقول‏:‏ ‏ "‏من سره أن ينجيه الله من كرب يوم القيامة، فلينفس عن معسر أو يضع عنه‏"‏ ‏(‏‏(‏رواه مسلم‏)‏‏)‏‏.‏

TOPICS
debt  *  forgiveness  *  mercy  *  kindness  *  qarz  *  muafah  *  azaab

QUICK LESSONS:
Show compassion towards those who are struggling financially; Help others who are in need; Grant remission or give respite when possible; Strive for justice while remembering mercy & forgiveness; Do good deeds now so you can receive blessings later on .

EXPLANATIONS:
In this hadith, the Prophet Muhammad (peace be upon him) is encouraging us to show mercy and kindness to those in need by forgiving their debts. He explains that if we want Allah to protect us from the calamities of the Day of Resurrection then we should give respite or grant remission in straitened circumstances. This teaches us that it is important for us to help others who are struggling financially and not take advantage of them. We should also remember that our actions will have consequences on the Day of Judgment so it is important for us to do good deeds now so that we can receive blessings later on.

This hadith also reminds us that Allah is merciful and compassionate towards His creation so we should strive to emulate these qualities as well. We should always strive for justice but at the same time remember that mercy and forgiveness are essential components of a just society. By showing compassion towards those who are struggling financially, we can create a more equitable world where everyone has access to basic needs such as food, shelter, education etc.

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